AGF Mortgage - Commercial Loans for small and mid size businesses.

	Since 1993 (816) 361-9988 or (800) 930-4243
	9140 Ward Parkway, Suite 110 Kansas City, Missouri 64114

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Welcome to AGF Mortgage, Inc.

for your commercial and SBA loan needs

9140 Ward Parkway Suite 110 Kansas City Missouri 64114

Non-SBA Commercial Loan Rates

These rates are for minimum loan amount of $ 500k with low loan to value and 30 years amortization period. For different property types, loan sizes, and high loan to values please call.
Term	Multi Family	Office	Industrial	Retail
3 Yrs	6.000	6.800	6.700	6.800
5 yrs	6.375	6.950	6.840	6.840
7 Yrs	6.750	7.020	6.920	6.920
10 Yrs	7.375	7.375	7.500	7.500
For 15, 20, and 30 year fixed rates call or complete the contact form in the middle of the page.

816 361-9988

800 930-4243

About AGF Mortgage, Inc.

AGF Mortgage Inc., founded in 1993, provides financing in Kansas, Missouri, and 35 other states. We are devoted to excellence in customer service with flexible, easy, and efficient loan programs, low rates and closing costs. Since we work with many investors, we have more flexibility to meet our clients' needs concerning loan size and property or document type than just a particular bank or a mortgage company. We provide commercial real estate loans for small and mid-size businesses with loan amounts from $100,000 to $10 Million.

For commercial loan application click here

SBA Loan

Loans from $150,000 to $5,000,000, focusing on the borrower's credit score and personal financial strength.

Property Types

Loan for owner /user commercial, retail, industrial, home care, hotel, motel, gas station, professional, ware house, strip center, and metal buildings.

Loan Types

Purchase

Refinance

Construction

Cash Out Refinance

SBA 504 for owner occupied property

SBA 7a Loan for owner occupied property

Loan Amount

$150,000, to $10,000,000

Loan Period

up to 25 Years

LTV

SBA 504 Loan up to 90%

SBA 7(a) Loan up to 90%

Terms for SBA Loan

15, 20, and 30 years

Minimum Fico Score

Not requires

States where we offer our services are:

AL, AK, CA, CO, CT, DE, GA, ID, IN, IL, IA, KS, KY, LA, ME, MD, MA, MI, MO, MT, NH, NE, NC, NM, OH, OK, OR, PA, SC, TN, TX, UT, VT, VA, WA, WV, WY

Commercial loan

Commercial loan amounts from $150,000 to $2 Millions do not require personal tax returns. Perfect for owner occupied properties and self-employed borrowers who can not verify their incomes.

Property Types

Class I: Apartment Buildings, Multi-Family (five plus units), Mixed-Use

Class II: Office, Retail, Warehouse, Self Storage, Mobile Home Park, Bed and Breakfast, Assisted Living Facility

Class III: Light Industrial, Hotel/Motel, Automotive Service (must clear environmental risk parameters)

Class IV: Day Care, Gas Station, Health Care, Restaurant, RV Park, Church

Loan Types

Purchase

Refinance

Construction

Cash Out Refinance

SBA 504 for owner occupied property

SBA 7a Loan for owner occupied property

Loan Amount

$100,000, to $10,000,000

Fixed Period

2, 3, 5, 7, 10, 15 and 30 years

LTV

Up to 80% and lower for Commercial loan

SBA 504 Loan up to 90%

SBA 7(a) Loan up to 90%

Terms

15, 20, 25, and 30,years

Minimum Fico Score

660

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Credit Policy

Credit policies in all loan programs are subject to change without notice. However, we try to update our web site as frequently as possible. Rate and percentage of loan, will be based on borrower's credit scores. Credit score could be as low as 640. Rates and percentage of loan change for 640, 660, 680, 700, 720, 740, 760, and 780 credit scores. Please call for further information. Loan to value has a direct effect on commercial loan rates. Borrowers borrowing up to 50, 55, 60, 65, 70, 75% of the property value, will receive considerably lower rate than borrowing 80%.

Property Types

Multi-Family Units	Multi-Family units are structures containing five or more dwelling units with common area facilities. Multi-Family must be rented to tenant on a non-transient basis. Multi family building with less than 5 units is considered residential rather than Commercial, unless it is located in a commercial zone. For your primary home or your rental property between 1 to 4 units, visit our residential site by clicking here. The following states are the states in which 5 and more units are considered commercial: Alabama, Alaska, California, Colorado, Connecticut, Delaware, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Missouri, Montana, New Hampshire, Nebraska, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Tennessee, Utah, Virginia, Vermont, West Virginia, Washington, Wyoming
Mixed Use Building	Mixed Use Buildings are properties with at least one commercial unit ( retail, office, etc.) and one residential unit.
Office Building	Office Buildings are designed for general commercial occupancy. Office use implies a general business use that does not include retail, manufacturing, or warehouse type operations.
Retail Building	Retail Building is designed for retail sales and displays and it usually has display front.
Self Storage	Self Storage consists of mini warehouses subdivided into a mixture of cubicles of generally small size designed to be rented for small self-storage or non-commercial storage.
Light Industrial	Light Industrial is a small size facility with no heavy manufacturing. Office space within light industrial ranges from 3% to 25% of the total area.
Warehouse	Warehouse is designed for storage purpose.
Mobile Home Park	Mobile Home Park is considered as long as not more than 25% of the total space is used for RV.
Flagged Hospitality	Flagged Hospitalities are hotels with national franchise affiliation.
Industrial	Industrial is where the principal structure is designed for manufacturing processes, heavy assembly and involves the use of heavy machinery.
Day Care	Day Care Centers are early childhood, handicapped, adult, and senior care facilities.
Health Care	Health Care Buildings are used for hospital, assisted living, or nursing home type operations.
Restaurant	Restaurants are constructed for the purpose of preparation and sale of food.
RV Park	RV Parks are designed for recreational vehicles.
States where we offer our services:	Alabama, Alaska, California, Colorado, Connecticut, Delaware, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Missouri, Montana, New Hampshire, Nebraska, New Mexico, North Carolina Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Tennessee, Utah, Virginia, Vermont, West Virginia, Washington, Wyoming

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